Category Archives: Home Biz Ideas

Learning about Second income ideas for supplemental income and help lower debts and survive today’s high costs of living.

How can I support my Family?

how to, support family, home biz, side job, extra money
work at home and earn

The cost of living in Canada, has risen to points of being seemingly near unattainable, to enjoy a quality life. They struggle to put food on the table, pay rent, car payments, bus fare, daycare, etc. Costs for supporting a family may be more! due to meeting needs for other members, besides just ourselves. Stress sets in and that daily nagging question, how can I support my family?

Today, many families have dual incomes where both parents work, and share financial responsibilities of managing the bills. Some families will have the ‘main‘ breadwinner role,  and brings home a higher pay, and their spouse may work only part-time hours, to bring extra monies, to help reduce the financial stress, gain possible savings and still provide, a parental presence for their children.

Where to begin?

A business will flourish, when it meets a ‘need‘. We look around and figure, all the needs are being met, shoe store, clothing store, grocery store, etc., and we find that we are unable to compete with them, but, not all services are met.

A few steps to begin;

  • Examine your own skills, write them down.
  • Examine your spouses skills, write them down.
  • What do you enjoy doing most? Write them down.
  • What does your spouse enjoy most? Write them down.
  • Write down a list of all your bills, add them all up for the monthly total.
  • How much extra money would help make life easier?
  • Can you sell one of your skills, as a service, to others?

Success, in selling your services can be found, by learning to ‘market‘, to a larger group of people, interested in your service skills, and who will become your clients. This can be done with a good ‘promotion‘ campaign, of your services whether on simple bulletin boards, online at Craigslist, using classified ads, or simple but attractive flyers. Friends can also help with simply passing the word along about your services.

Let’s examine a sample ad and outcome;’

sample ad

A client looking for a light housekeeper may be thrilled and call immediately but require your services only twice a week and expect you done within 2 hours, every Tuesday and Thursday. This adds up to $60.00 per day, ($30.00 per hour x2 = $60.00). Let’s say, another client also calls, and again, may require the same schedule of 2 hours, but 1 hour on Mondays and Wednesdays. 1 client ($60.00 x 2 days) =$120.00, a week or with 2 (clients), same math,you are earning an extra $240.00 per week, x 4 weeks (one month) = $960.00.

Providing this type of ‘service’ can also be set up, to suit your own schedule. Let’s examine the following sample ‘day planner’ set for working mornings only, 4 days a week, with 4 clients ;


The numbers will vary when holidays are involved but if required by clients, you can ask for a higher price and it’s very important, to know your local labour laws. Do not under sell your services or self worth.

Success can be found in selling ONE service and finding a few ‘clients’ who want your service.  A major concern with clients will be, TRUST.  Nobody wants theft or destruction of their goods and/or property.  Police will be called and charges laid. It may be important to consider working with a trusted partner to protect your own innocence, in the event the client files ‘false’ allegations, so not to pay. It does happen. Always good to stay safe.

One sample job has been used but there are many other ‘service‘ jobs that you can offer depending upon your skills. Watch the slide show!  You may just want to work part time at the corner store , and still offer your own skills, as another part-time job too.

The scheduling will be in your hands, how much you want to earn, how many days you want to work, how many clients will you need. It’s important to keep to your schedule or lose your clients, and ‘business’ reputation. Do a little research ahead of time about ‘business’ development and management skills.

Learning Presentation – Visit link 🙂

More presentations from Gin

Reading Resources


CBDC Business Plan

How to Use Daily Planners Effectively

I hope you found this article informative. Please feel free to leave your comments! or share with your Friends who may find this article helpful. Use the ‘Ask a Question’ form and request a topic of your own interest for an upcoming Post.

Article(C)2009 – current AIC| An Informal Cornr, all rights reserved. Ginsense writes articles on business skills, development, health, science, technology and society and enjoys advocating for independence, security and a better world for all of us. She is also a VEA available for Hire 🙂


Discover the Manufacturer-Independent Jetsetting Rep

airballonridebThe world of Export and Importing from your own home office speaking
with manufacturers’ and business professionals from around the world,
can prove an interesting career choice. This can be quite a exciting
and potentially high earning self-employment opportunity.

A Manufacturers’ agent or representative will need to be a highly
energized and positive self-starter. As a Import or Export agent you
will be required to represent at least two or more manufacturers and
operate on a commission basis.

Small to medium sized manufacturing companies advertise for
manufacturing reps as a alternative to a in-house sales person or
staff. Manufacturers are looking for a person to help sell their
products whether national or international.

Products are exported and imported around the world and range from
sunglasses, shoes, raw materials, machines, electronic equipment or
parts, textiles, industrial compounds, all sold to either wholesalers
or large retail stores across the country or around the world.

Basic start up equipment will be transportation, answering service,
machine or voicemail, telephone, fax machine, laptop computer,
business cards, brochures and enough cash to cover initial expenses
incurred to enter this business opportunity.

The basic steps involved with this business are ;

– Product, decide on the products you are confident and knowledgeable
about, as if you were employed with the company (or least research
and build your knowledge). Set yourself up to become a Specialist
with the product(s). Take on complementary products but never
competing products.

– Bank, open a bank account for every business transaction that will

– Introduction, send a letter introducing yourself and your services
to a prospective manufacturer. Schedule and accept invitations, to
meet if necessary (incurred expense). Bring your Sole AgencyAgreement for review and negotiation of terms – for payment and commission rate, scheduled payments (monthly, quarterly, bi-annual), assigned territory, responsibility of packing, shipping, forwarding, advertising, duration of contract, option to renew contract, improved rate of commission after one year, termination clause, compensation for unreasonable termination, method of payment, supply of adequate promotional literature. Settle these important points before heading out to making sales and contacts.

– Sample, request a few samples, for presentations purposes at your
meeting, or sent by mail.

– Meeting, discuss price of items (c.i.f. quotation) and request any
available in-house leaflets, brochures or labels.

– Locate Buyers, locate through Overseas Trade board or similar
institution. Also, ask your Banker if they can help as they may have
branches in the particular country you are seeking to make sales who
may know of prospective customers for you.

– Vital Sources of Information, write to your Trade Commission,
Embassy, Consulates, Association of Manufacturers, Bank, Chambers of
Commerce, Business management Associations. They will all assist or
direct you to someone who can help you find buyers and manufacturers
as they would see this as a economic boon to their own country.

The business of import and export is very competitive. If you ensure
that you can compete in terms of quality, delivery and price then you
will be assured of entry with a particular buyers market. You will
have to work with your manufacturer to discuss lowest price possible
and top quality is always sent to the buyers.

I highly recommend that further in depth research be done in this
business opportunity to ensure your own success. I have only touched
the surface of the possibilities and written it in a easy as possible

I hope you found this article informative. Please feel free to leave your comments and share your own observations or experiences. Use the ‘Ask a Question’ form to request a post, on a topic of your own interest. It is FREE to subscribe by email or RSS feed.

Article(C)2012 An Informal Cornr, all rights reserved. Ginsense  writes articles on business skills, development, health, science, technology and society and enjoys advocating for independence, security and a better world for all of us.