Category Archives: Family Health

Learning to apply skills necessary for the well-being of our children, family and self-improvement for today’s society.

Plan a Financial Future

The fairy tales of yore would tell how the son left home for the road to make his fortune. To this day we still hit the road to go forth and make our fortune or we attempt to do so. Our definitions of fortune will differ since no two people or minds, are alike. So, just how do we plan for a financial future in Canada?

Start with Learning Basics

A job may start us off with the ability to survive pay cheque -to- pay cheque. Careful budgeting and spending may result in the ability to build savings. Success depends upon the amount of pay ( which isn’t always great for those on minimum wage) and the self-control we can keep from spending any surplus cash. Do you think you’re able to live on less, keep expenses low, have no debts, to create a surplus of cash to start a building a financial future?

writing the Plan

Wealth, fame and fortune are dreams that are shared by many but some may have no idea where to start. Some of us are lucky to have parents who teach to build, or set their own financial plan, such as a Trust fund, or life insurance, and property, into place for the future of their children.

So we work even harder, or pass our own inheritance gifts onto our children. This can also be known as Estate planning. Others may want to do the same for their children, and it can be done.

A survey to rate financial knowledge found Canadians scored an average of 71%, and Chartered Professional Accountants offer financial literacy programs. Check them out!

Financial Growth Planning Ideas

I gathered a small list of available ideas to consider for building your financial future, and I highly recommend that you do your own research to develop them further :

  • Savings, start a stash of cash into a Trust fund, add to it each month. It ‘s also recommended you have a Emergency fund set in place for the event of income disruption, as the Pandemic has shown us.
  • Diamonds, depending on the 4C’’s, they don’t lose their original value. The Diamond Index provides information about ‘price trends as they happen‘. Updated every hour. Some diamonds are harder to re-sell than others so look for a common easy-to-sell diamond if cash is needed. Remember selling may take time. Ensure your fine jewellery is professionally appraised or you hold a GIA Certificate. A document that verifies a diamond is genuine and provides a description of it’s characteristics.
  • REIT, Real estate investment trust, invest in real estate property with a REIT. Set it to deposit a portion of pay-outs into your own TFSA, RRSP, or other savings account, and to reinvest the other portion. I would suggest trying the popular investment platforms WealthSimple or Qtrade. Check if they offer these services.
  • Collections, some are quite valuable, stamps, coins, art, antiques, hockey cards, to name a few ideas. We may have to think twice about selling some items for quick cash vs holding it for growth of your personal wealth.
  • Bonds and Stocks, some will pay dividends. Again, see if you can have a portion sent to your TFSA, or RRSP. Investment apps may have DRIP services for your investments but do your research.

Wise and careful spending of your monies for building ‘assets‘ such as savings, investments, jewellery, even physical items such as electronics, camera gear, comics, and tools, can contribute to increasing your overall personal ‘net worth‘ though you should plan for items that ‘return‘ money back to you.

Visit PayHip –> here

Your personal net worth refers to things that have value minus debts. Debts such as loans, outstanding bills, credit card balances, back taxes, liens against you. It’s viewed as ‘assets and liabilities’.

It may seem embarrassing to have only a small amount set aside but over time with dedication, each new item added, is a dollar value added to your personal net worth.

quote, Only your mind can produce fear

Don’t be hard on yourself. It’s okay to start small and ‘build‘ each area. It’s important not to be stuck in one area – keep diversity in mind too. Careful not to get caught up in ‘shiny bauble syndrome‘ either and end up being broke.

Records, Money Management and Taxes

Lastly, we must keep Records. Set up file folders, and file the receipts of all your purchases and include pictures. I would also suggest keep a digital copy of your items as a backup. Label these folders with the Year, use colored folders for easier separation of Investments, fine jewellery, vehicles, etc. Store it in a portable file case or box near your desk for monthly review, and updating.

reviewing and update financial portfolio

Include information that belongs to each item identifying any name, address, phone number for each account, policy numbers, accounts, vehicle, etc. Create these files each year. This helps keep financial records and helps prevent problems with the tax man. Ignorance is not an acceptable excuse since Canada Customs and Revenue Agency offers FREE publications for the public. Visit online or your local library.

Organization of each purchase of assets or investments will help you keep your files up-to-date, and stay on track. This means it’s important! to schedule monthly appointments for yourself, review and update your folders, and to stay organized. Use your Notes app on your phone as reminders if adding new items to your financial growth plans.

Secure your Wealth

Last of the last important information. Secure your wealth means to scout for ways to ensure you protect your acquired items. Property insurance that covers theft can help towards the replacement of any stolen item(s). This is where pictures and all the identifying information becomes important for reporting purposes, and you’re able to provide it to your insurance provider.

secure your documents of wealth

Life tosses serious curve balls some days so if the original files are lost, and you stored your digital copy in a bank, good! (still include a second digital back up) but maybe you should check with the insurance provider if digital copies are acceptable. Always be prepared for those unknown events.

Insurance payments are an added expense, yes but it will give you a sense of security too. We don’t have control over our increasing extreme weather patterns that can damage vehicles, homes, or thieves that break in, and steal items from our homes. Again, insurance will be able cover some of the costs of the items depending on what they cover so read the fine print! Something is better than nothing.

secure important hard copy and digital documents

Check around with different banks that offer Safety deposit boxes for an ‘annual‘ fee. This can help keep your expenses down. Make sure you keep a list separate and away from the safety deposit box that lists all items you put in the safety deposit box.

The reports in the news about people’s safety deposit box full of valuable items disappearing from a bank, of all places! Keep a list is like having a ‘trail’. It may help in the recovery of your lost items. Again, something is better than nothing. That little something is a small seed that you can use to grow your financial and personal net worth.

building assets and liabilities

Smile now!

I’ve listed these suggestions to inspire you for your ‘own Financial planning future‘. There are numerous other methods to help pave the way to financial success, such as gigs, and we just have to remember that building wealth is not an overnight sensation.

A quick story, I once knew a man who made $75K a year yet drove an outdated car, and kept his life simple. No regular big spending on ‘stuff‘ but led a quiet life. His words to me were, ‘ never think having money makes you better than others. Stay real, keep your feet on the ground.’ Another elderly gent I had met told me the same advice. I keep their words in mind, and never let ‘pride‘ lead to inhumanity towards others.

Only with careful planning, knowledge, and a steady commitment, and dedication towards building your wealth. Your efforts will pay off. Good luck!

Learning in Motion

Extra Learning Resources

How to Build Personal Wealth: The Truth About Appreciating Assets and Depreciating Assets

Canada Gold | Toronto

52 Week Money Challenge Printable Chart

40 Examples of Personal Assets

Personal Assets: What They Are and Why They Matter

I hope you found this article informative and gained some new insight and knowledge. Please feel free to leave your comments and share your new found knowledge with friends and family. Use the ‘Ask A Question’ form to make a request on a topic of your own interest. It is FREE to subscribe to my RSS feed.

AIC| An Informal Cornr, all rights reserved. Ginsense writes articles on business skills, development, health, science, technology and society and enjoys advocating for independence, security and a better world for all of us.

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7 Types of Shock

Emergency doors for medical treatment

Emergency treatment by qualified medical professionals begins once a Good Samaritan calls for help, and the ambulance arrives. The whole medical team has a short window of a few hours to help a victim recover, and survive.

Shock occurs when the body goes into circulatory failure from damage, and inability to control, or loss from, circulating fluid throughout the body. A dangerous level reached in the reduction of blood flow and delivery of oxygen, to tissues and organs left untreated can lead to collapse, coma, and death.

Tests, blood and lab results and medical alert bracelet or card plus access to their primary doctors’ file on victim is needed to verify the health conditions, and any other underlying health issues before a treatment regimen can begin. Not all victims are so lucky, and do die.

Shock is applied as a ‘catch-all’ phrase since it does not fully define any one set of symptoms. There are seven types of shock and each have differing symptoms but do have a common ‘classic‘ symptom.

7 Types of Shock

Medical research has been able to identify and list the different types of circulatory shock, as follows;

Low volume shock – aka hypovolemic or hemorrhagic shock and occurs when there is low blood flow to skin and muscles from a severe loss of blood, fluid or plasma, and doesn’t fill the circulatory system.

  • Causes – open wounds to the body and internal organs, loss of plasma from burns, fluid loss from gastroenteritis, vomiting
  • Symptoms – dramatic blood pressure drop, weakness, confusion, pallor, sweating as the body tries to compensate
  • Treatment – saline solution and plasma help replace fluids lost, severe blood loss may require a blood transfusion, close any open wounds with sutures, tests such as a CT scan will find any internal bleeding, bleeding in the skull may cause compression of the brain, a hole will need to be drilled to relieve pressure, clamps are used for bleeding from small blood vessels until able to tie them off or use of diathermy, a high frequency electric current.

Neurogenic shock – usually caused by psychological factors and overwhelms the normal bodily functions of the nervous system.

  • Causes – great trauma, pain, fright, war, crime
  • Symptoms – low blood pressure, dizziness, nausea, vomiting, catatonic (blank stare), fainting, increased sweating, anxiety, pale skin, and severe shock will show, difficulty breathing, chest pain, weakness, slow heart rhythm (bradycardia), weak pulse, bluish hue skin color or discolored lips and fingers aka cyanosis, hypothermia, will shiver and feel cold
  • Treatment – raising the feet above the level of the head is usually enough to relieve this type of shock

Septic shock – due to a bacterial infection since some organisms multiply in the bloodstream and release toxins which reacts with blood vessels.

  • Causes – injury site becomes infected and spreads into the bloodstream.
  • Symptoms – high fever, chills, rapid breathing, headache, low to high levels delirium, possible skin rash, yellowish hue to the skin, warm hands. Large amounts of infection in the blood leads to septic shock.
  • Treatment – several treatment strategies are used such as balanced corticosteroid usage, antiendotoxin treatment, vasoactive agents (levosimendan), hyperbaric oxygen treatment, fibrates, and several antioxidant supplements
storage of blood components for medical emergencies

Allergic shock – aka anaphylactic shock (anaphylaxis) is a severe reaction and high sensitivity to an injected foreign protein that directly affects blood vessels and other body tissues.

  • Causes – insect venom, injection of antibiotic or other medication and/or food.
  • Symptoms – itchy raised rash, swollen (constricted) airways (bronchospasm), abdominal pain, swollen tongue or throat, and diarrhea.
  • Treatment – Epipen uses single epinephrine dose, severe shock requires oxygen therapy; intubation to help with breathing, medications via IV line fed, to ; reduce respiratory swelling, antihistamines, narrow blood vessels and raise blood pressure if dangerously low, help block allergic reactions and reduce swelling, low blood pressure

Cardiogenic shock – conditions or events that cause the heart to a decrease in cardiac output (weakened pumping and, or irregular rhythmic action).

  • Causes – heart attack, inflammation aka myocarditis, severe heart failure, or interference to heart electrical rhythm, pulmonary embolism blocking blood flow to the heart, inflammation of abdominal cavity aka peritonitis, some types of poisoning, spinal injury, street drugs.
  • Symptoms – rapid breathing, severe shortness of breath, sudden rapid heartbeat (tachycardia), loss of consciousness, weak pulse, low blood pressure (hypotension), cool moist skin, decreasing alertness, low to no urinating at all
  • Treatment – treatment will focus on reducing damage from lack of oxygen to your heart muscle and other organs, oxygen therapy, IV line will feed fluids and plasma plus medications to reduce ; blood clots, low blood pressure (hypotension), improve pumping function of heart, prevent blood clots and help blood flow, and to prevent formation of blood clots. Surgery may be needed as next step.

Toxic Shock Syndrome, TSS – caused by toxins released by an overgrowth of the bacterium staphylococcus aureus, Streptococcus pyogenes, or Clostridium sordellii within the body.

  • Causes – affects menstruating women, sometimes men. It’s due to infection and overgrowth of staphylococcus aureus, Streptococcus pyogenes, or Clostridium sordellii bacteria on tampons, internal birth control devices, miscarriage, surgical wounds, abortion, or an open wound. It can recur.
  • Symptoms – a sudden high fever, low blood pressure, vomiting or diarrhea, a rash that looks like sunburn and sheds in sheets, particularly on your palms and soles, confusion, muscle aches, redness of eyes, mouth and throat, possible seizures, and headaches
  • Treatment – IV line fed antibiotics, fluids and/or blood transfusion, heart medications for very low blood pressure, dialysis may be required in people if there is kidney failure, supplemental or mechanical oxygen, deep surgical cleaning of an infected wound

Insulin Shock – aka as #Diabetic shock, occurs when the blood sugar levels dip too low and there’s too much insulin.

  • Causes – skip a meal, changing schedule of taking your insulin, changing amount or timing of meals, increasing physical activity, drinking alcohol on an empty stomach
  • Symptoms – anxiety, irritability, headache, extreme hunger, dizziness, physical shaking of extremities, pale skin, excessive sweating, slurred speech, confusion, rapid pulse, coordination issues, seizures, fainting, coma plus additional symptoms of nightmares, calling out while sleeping, aggressive behaviour, sweat-soaked clothing or bedding
  • Treatment – a conscious victim can take a fast-action sugar candy or drink, an unconscious victim may have a Glucogon Injection (similar to Epipen but delivers a sugar), rub sugar on their gums if unconscious, never ‘feed’ an unconscious victim, Paramedics can also give the Glucogon injection, set up IV site, and CPR if necessary. The Hospital will feed sugar intravenously, and victim should wake in 15 minutes. Cardiac arrest can occur and the victim will slip into a coma, organs begin to shut down, once the brain shuts down, death ensues. It’s important to wear a medical bracelet with such health conditions.
time is limited for medical emergencies like shock

Classic Symptoms of Shock

The symptoms for shock will vary and depend on the type of shock that’s been activated. The human body will have it’s own defense mechanisms that automatically respond to the injury. The classic symptoms of shock are as follows;

  • cold, moist, pale skin especially at the extremities
  • lips and fingers will be pale
  • rapid and weak pulse
  • low blood pressure
  • low level of consciousness
  • thirst
  • low urine output (oliguria)

Emergency treatment can begin with First Aid from a Good Samaritan and then continue in the ambulance by #Paramedics to the hospital. They will act quickly to support the body’s own mechanisms to reduce the severity of shock and lessen the effects of the injury.

medical team work together for #recovery

Treatment

A medical Emergency begins with you or somebody trained with basic First Aid skills, for CPR until the Paramedics from the ambulance arrive, and they will begin the management of shock with overall goals to stop blood loss, increase blood flow to tissues and organs, maintain body heat, oxygen therapy for the heart, relieve pain, splinting wounds or positioning.

It is at this point that medical team members will provide comfort and reassurance to the victim, as this helps support the body’s energy focused on it’s own natural defense mechanisms. Nursing interventions include care for mental health of patients. Covering the victim with a blanket helps keep the body’s normal temperature and circulation. Careful observation will ensure heating the victim does not induce sweating, as this is loss of fluids.

The victim is normally laid flat on his back but if blood loss from wounds occurred they will be positioned on their side to prevent choking or breathing vomitus into their lungs. Care will include setting an IV site for either a blood transfusion, saline, or other blood components (such as plasma), and/or medication therapy, to restore the circulating blood volume.

An oxygen nose cannula or mask will be given to prevent possible onset of respiratory collapse, and possibly a narcotic medication for pain management. This will depend on the type of shock, and Physician orders.

When you may need to Call for Emergency Help

People of all walks of life, ages and income ride a bike, take strolls, and drive around various areas of their neighborhood. We don’t always pay attention to those areas that are not regularly used by the public. They may be closed to the public or just a scarey alley for business use but those most marginalized people will know about those areas.

It is these areas where somebody may need medical emergency help. Next time you walk by a staircase that leads to, who knows where other than to maybe a railroad line, take a quick look up the stairs. Somebody could be laying there trying to call for help.

Some people walk on by without thinking about homeless people whether they be adults or youths. Their thoughts are usually that, ‘oh, they know what to do,’ but NO they don’t always know or may not be ABLE to speak to call for help. This is also the same for our Elderly people, they may not know, have poor hearing nor be able to speak either. Just take five minutes, check.

good neighbors will call for Help

Signs of Distress for Help

Signs of medical distress to ones body does create obvious signs and symptoms. We just have to be observant enough to recognize somebody needs medical help. Did you know? deaths of the Homeless people were never counted? Nobody knows the exact numbers of those that passed away, alone.

The following are signs and symptoms that should get immediate calls for help and to call 911;

  • breathing problems (difficulty breathing, shortness of breath)
  • near drowning
  • deep or large wound
  • poor self-bandaging with non-medical alternative
  • sudden ; pain, dizziness, weakness, change of vision, suspect poisonous substance, abdominal pain or when applying light pressure
  • fresh, continuous bleeding
  • change in mental status (such as unusual behavior, confusion, difficulty rousing)
  • chest pain
  • choking
  • coughing up or vomiting blood
  • fainting or unconsciousness
  • feeling suicidal or talking about committing murder
  • head or spine injury
  • severe or persistent vomiting
  • vehicle accident
  • burns or smoke inhalation

I don’t think any of us would want some sort of medical episode like, a stroke which could cause dizziness, and then we fall and roll into a nearby ditch and unable to move due to paralysis, unable to speak or move, and having to watch people glance then quickly look away, and ignore you, right?

Unseen Homeless need Help too

requesting help from strangers

A report done by the Canadian Observatory on Homelessness at their Homeless Hub website, states the following;

Several years ago, an information graphic put together by Scott Sørli contrasted the decline in social assistance rates after the Common Sense Revolution (under Conservative Premier Mike Harris) with the increase in homeless deaths in Toronto.

AUTHOR: Gulliver, Tanya (2014) Homeless Hub

The program has since been changed and annual reports are now provided to government and partner organizations that help the homeless. That infographic is heartbreaking and unimaginably inhuman. Ignoring the high rates of deaths of the homeless is NOT a badge of honor for anybody to wear especially our government nor our community.

Answer the Requests for Help

Let’s be that Good Samaritan should the moment arise, and somebody needs your help. Call 911 and get Emergency medical help, quick! Somebody’s life may depend on you. I hope such an event does not happen but we never know, and at least we can do that one easy task.

Fear of the unknown makes people hesitate and maybe stop outright. If this is a concern of yours or somebody you know there are CPR training courses available. A little research online will show who offers the course, pricing, and all other frequently asked questions (FAQ). They will teach you the basic first aid skills that once learned, you know for life even if you’re required to ‘renew’ your Certification.

Let’s remember that not everybody is born with perfect health, so let’s work together to keep our eyes open to those who are vulnerable. I’m sure God would smile. 🙂

Learning in Motion

Extra Learning Resources

Free Printable Medical ID Wallet Cards

Most Common Health Problems in Elderly People

10 Common Childhood Illnesses and Their Treatments

I hope you found this article informative and gained some new insight. Please feel free to leave your comments and share your new found knowledge with others. Use the ‘Ask A Question’ form to make a request on a topic of your own interest. It is FREE to subscribe to my RSS feed.

AIC| An Informal Cornr, all rights reserved. Ginsense writes articles at AIC|An Informal Cornr about business skills and development, health, science, technology, society and enjoys advocating for independence, security and a better world for all of us. Learn something new 🙂 Visit today!

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5 Different Parenting Challenges

Parenting a family whether as a couple or a single parent can be a mix of wonderful then suddenly we get attitude, and we ask our self, ‘who is this person and where is my sweet child?’ We tend to forget our child(ren) are growing into an adult. A few different parenting challenges do arise for us and our children but some behaviors are quite normal.

It’s going to depend on our responses to how we handle this stage of their growth that will be revealed in their adulthood. It’s this next step of their growth that can be a challenge and sets them up towards the adult they will become, or not.

family bonds when done together

The following articles are about different areas and ages where our parenting skills can get challenged, and how we respond sets foundations towards our duty of presenting a healthy adult to society. It’s always good to keep our parenting journey a learning environment for us, and our children.

Conversations to teach Civic Engagement

Read about how parents can open discussions with teaching their child(ren) the importance of staying informed and an engaged citizen for a thriving and peaceful democracy.


Turning Down Tween Attitude

It’s common knowledge that the tween and teenage years can be hard on the parent-child relationship. Experiencing defiance, rejection, and ridicule from one’s child is very upsetting for parents.

Help for Parents of Troubled Teens

Is your teenager violent, depressed, abusing alcohol or drugs, or facing other problems? Here’s how to ease the stress at home and help your teen transition into a happy, successful adult.

let unconditional love help us through life storms

Long Term Effects of Child Abuse and Neglect

Recent work in child development and neuroscience increasingly suggests that children require safe, stable, nurturing relationships and environments to thrive. Evidence shows that stress and trauma, especially when prolonged, can interrupt healthy child development, putting them at risk for lifelong health issues.

Six Kinds of Emotional Abuse by Narcissistic Parents

Narcissistic Parents or caregivers who display rejecting behavior toward a child will often [purposefully or unconsciously] let a child know, in a variety of ways, that he or she is unwanted.

Learning in Motion

how to nurture our child’s mental health

Extra Reading Resources

Top 25 Parenting Forums, Discussion and Message Boards

25 Cheap Meals for Large Families Under $10

Child Abuse Prevention Month: Healing As An Adult Survivor

What Makes a Child Special? Ideas for Celebrating Uniqueness

Seeking Help is Protecting Mental Health

Not all parenting duties are easy nor are parents picture perfect. Some days we are hard on ourselves, and others behave because of past ‘ghosts’ that haunt them. There is no shame in talking with qualified therapists for yourself, or for your child(ren) to help understand and answer that question, why?

past ghost memories can affect us today

Qualified therapists and counselors are there to help us by listening then help us learn new coping skills, become our better selves, in complete confidentiality. Each day is a new day to press that re-start button, and to make positive changes. Life may not be easy but it can be managed with a healthy outlook.

I hope you found this article informative and gained some new insight. Please feel free to leave your comments and Share your new found knowledge with others. Use the ‘Ask A Question’ form to make a request on a topic of your own interest. It is FREE to subscribe to my RSS feed.

AIC| An Informal Cornr, all rights reserved. Ginsense writes articles on business skills, development, health, science, technology and society and enjoys advocating for independence, security and a better world for all of us.


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